You’re more than a credit score.

What you earn. What you spend. What you can afford.

People discussing cash-flow lending at a welcoming bank counter, with income, rent payments and cash flow highlighted
Illustrative example. Loan requirements vary by lender.

Our mission

See the person behind the financial picture.

How it works

Connect, understand and explore your next step.

Privacy & security

Understand what you choose to share.

Your Riki Score

Another view of your ability to pay.

Get Riki
Friendly light-blue Riki in a black beanie and sunglasses

Get Riki.

Connect your real financial picture, chat with Riki about your money, and continue your loan journey in the app.

Download on the App StoreGet it on Google Play

Riki imagines a home of their own. Silent video · 15 seconds.