THE CREDIT VIEW
Your borrowing history.
- Credit history
- Credit utilization
- Past repayment activity
- Current debts
CASH FLOW & CREDIT
Your history.
Your life today.
Credit and cash flow show different parts of your financial picture.
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THE CASH-FLOW VIEW
Your everyday money.
- Income patterns
- Recurring expenses
- Housing payments
- What remains after obligations
A fuller picture of you.
Cash flow can add context that a credit score alone may not show. Lenders may still consider credit history and other program requirements.
Explore the Riki Score comparison