Your information.
Your confidence.

Connect with Plaid. Understand what you share.
Keep your financial life in your hands.

Get Riki
A happy couple celebrating their next chapter with Riki.

A connection
you choose.

Riki uses Plaid to connect your financial account. You choose which account to connect and review the permissions before continuing.

Get Riki

Protection starts
with the connection.

Plaid uses encrypted connections to transfer financial information and monitors its systems for threats.

Your connection begins with your permission.

Friends relaxing together with Riki, their Money Buddy.
A smiling flower-shop owner with Riki.

Know what’s
being shared.

Income, recurring expenses and housing payments help Riki understand your cash flow and ability to pay.

Review the information requested when you connect.

Your next step.
Your decision.

Plaid Portal lets you view connections and manage sharing through Plaid.

Disconnecting stops future sharing through that connection. Data already received is handled under the app’s privacy policy.

A family moving into their home with Riki.

Questions are welcome.

Ask Riki about connecting an account or understanding your cash flow.

Got questions?

How does Riki connect to my bank?

Riki uses Plaid. The connection flow shows the accounts and information you are authorizing before you continue.

What does Riki review?

Cash-flow patterns such as income, recurring obligations and housing payments help create a clearer picture of your ability to pay.

How does Plaid protect the connection?

Plaid describes encrypted connections and ongoing security monitoring among its protections. These are Plaid’s controls for its services.

Can I stop sharing through Plaid?

You can manage eligible connections through Plaid Portal. Disconnecting a connection stops future sharing through it; it does not automatically delete information already received by an app.

Should I send bank details in Ask Riki?

No. Keep banking passwords, full account numbers and Social Security numbers out of chat. Connect your account only through the designated connection flow.

Does my Riki result guarantee a loan?

No. Riki helps you understand your cash flow and ability to pay. Loan availability and terms depend on the product and applicable lender requirements.

Get Riki
Friendly light-blue Riki in a black beanie and sunglasses

Get Riki.

Connect your real financial picture, chat with Riki about your money, and continue your loan journey in the app.

Download on the App StoreGet it on Google Play

Riki imagines a home of their own. Silent video · 15 seconds.