CASH-FLOW CALCULATOR

Make room
for what’s next.

See what remains after your spending and the cushion you choose.

Try your numbers
Friends at a café with Riki, their light-blue money buddy.

Start with this example, then enter your monthly amounts.

Monthly take-home income
Monthly spending

Include housing, bills, debt payments and everyday costs.

Monthly cushion

Money you want to keep aside.

Left after spending & cushion

$900

After spending and your cushion. Before a new loan payment.

Take-home income$5,200
Spending$3,800
Your cushion$500

Your monthly income, allocated.

Left after that payment$550

A budget check, not an amount you qualify to borrow.

A clearer picture.
A more confident next step.

Get Riki

A budget estimate, not a loan offer or Riki score.

Get Riki
Friendly light-blue Riki in a black beanie and sunglasses

Get Riki.

Connect your real financial picture, chat with Riki about your money, and continue your loan journey in the app.

Download on the App StoreGet it on Google Play

Riki imagines a home of their own. Silent video · 15 seconds.