PERSONAL LOANS

Room for
real life.

Explore personal loans with your cash flow and Ability to Pay® in view.

Try a loan example
A smiling shop owner with Riki, her Money Buddy.

RIKI TOOLS

Personal loan examples

Illustrative figures · not loan offers
See how it fits your cash flow
Monthly principal & interest—
Illustrative APR*
—
Assumed loan fees*
$0
Total interest
—
Total loan repayment
—
Left after payment & cushion—

Example budget, not borrowing power.

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*Illustrations assume a fixed rate and $0 loan fees, so APR equals the interest rate. Actual APR, fees, eligibility and terms vary. These rates are assumptions, not current quotes or industry averages. Final payments may differ due to rounding.

Your life.
Your next move.

A necessary expense. A fresh start. A plan you’re ready to put in motion.

Riki helps you understand what comes in, what goes out and what remains—so you can explore your next step with a clearer view of your finances.

Get Riki

Get Riki
Friendly light-blue Riki in a black beanie and sunglasses

Get Riki.

Connect your real financial picture, chat with Riki about your money, and continue your loan journey in the app.

Download on the App StoreGet it on Google Play

Riki imagines a home of their own. Silent video · 15 seconds.