Riki for lenders
Riki organizes permissioned financial data into clear, reviewable context that can support your workflows and more informed applicant conversations.
Tell us about your current workflow. We will help identify a practical starting point for your team.
Illustrative workflow only. Implementation details are tailored to the partner and use case.
Build from information the applicant has agreed to share for the experience.
Pair concise signal summaries with the detail your team needs to inspect.
Give teams a shared view they can use when explaining what happens next.
Three ways to work with Riki
Begin with the experience or integration your team needs today, then expand without changing the underlying Riki cash flow language.
Add a Riki-powered account-connection experience to your site or application flow, with clear consent language and a respectful handoff back to your process.
Review organized income, expenses, recurring commitments, residual cash flow, balance patterns, and notable exceptions in one report package.
Send permissioned data and receive structured Riki outputs through an integration that can support origination, underwriting, servicing, and partner workflows.
A flexible implementation path
Riki can support the connection and reporting steps while your team keeps control of underwriting, eligibility, compliance, and final decisions.
Start with the Widget, a report workflow, the API, or a phased combination.
Give applicants a clear explanation of what is being requested and why.
Riki turns permissioned financial data into structured signals and reviewable detail.
Use Riki output within your own workflow, policies, review, and applicant communication.
Riki Cash Flow Report
Report layout and available fields depend on the implementation and data provided. Riki output is decision support, not a lending decision.
Cash Flow Report
The Cash Flow Report organizes financial patterns into a consistent package, giving your team a clearer place to begin its own review and applicant conversation.
Discuss the Cash Flow ReportA respectful borrower handoff
Financial-data experiences can feel personal. Riki is designed to support transparency, control, and plain-language next steps throughout the flow.
Use plain language, clear expectations, and visible next steps throughout the connection experience.
Pair summarized cash flow signals with supporting detail your team can inspect and discuss.
Help teams explain what happens next, including when more information or preparation may be useful.
Build with Riki
Share your use case, current data path, and the experience you want to create. We will continue the conversation from there.
